Bybit Earn — How to Make Passive Income with Crypto

Bybit Earn — How to Make Passive Income with Crypto
guide · 2026-02-24 · 2 min read

What Is Bybit Earn?

Bybit Earn is a suite of products that lets you generate passive income on your crypto holdings. Instead of letting your coins sit idle in your wallet, you can put them to work and earn yield.

Think of it like a savings account for crypto — but with significantly higher interest rates than traditional banks offer.

Bybit Savings

Bybit Savings is the simplest product. Deposit your crypto and earn daily interest. There are two options: Flexible (withdraw anytime) and Fixed (lock for 7-90 days for higher rates).

APY rates vary by asset. USDT flexible savings typically offers 3-5% APY, while fixed-term products can go up to 10%+ depending on the market conditions.

Your principal is not at risk from market movements if you deposit stablecoins like USDT or USDC.

Staking

Staking lets you lock your proof-of-stake coins to help secure their respective networks. In return, you earn staking rewards.

Popular staking options on Bybit include ETH, SOL, and ATOM. Annual yields range from 3% to 15% depending on the asset and lock period.

Bybit handles all the technical setup — you just choose the asset, amount, and duration.

Liquidity Mining

Liquidity mining involves providing liquidity to Bybit's trading pools. You deposit a pair of assets (like BTC + USDT) and earn trading fees from the pool.

The APY is usually higher than savings or staking — sometimes 20%+ — but there's a concept called impermanent loss that can eat into your returns if the prices of your deposited assets diverge significantly.

Liquidity mining is best suited for experienced users who understand the risks involved.

How to Get Started

Tips for Maximizing Yield

Is Bybit Earn Safe?

Bybit Earn products are managed by Bybit's internal risk team. Your funds are protected by the same security infrastructure as the main exchange — cold storage, 2FA, and real-time monitoring.

However, DeFi-based products like liquidity mining carry additional smart contract risk. Always understand the product before depositing.

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